Money grows. Responsibility grows. Your kid grows with both. One deposit funds all of your kid's monthly allowances — and a year-end bonus, paid by what the money earned, not your wallet.
A single transfer sets up the whole year. No subscriptions, no monthly transfers to remember.
The deposit goes into Kamino — an audited Solana lending platform. Interest grows automatically in the background. Estimated · based on current rates.
On the 1st of every month, the allowance lands automatically. At year-end, an extra bonus — paid by what the money earned, not from your wallet. The longer it sits, the bigger the bonus.


Every dollar you deposit lives inside Kamino — an audited lending platform on Solana with hundreds of millions in deposits. Seedling never lends it elsewhere or touches it for any other purpose. Our code is open for anyone to inspect.
Take out what you deposited plus what it earned — instantly, no fees, no waiting periods. Only you, the parent, can move the money. The kid never has direct access.
Kamino currently pays around 8% per year, but rates move with demand — just like a savings account. The year-end bonus is exactly what the money earned. Returns aren't FDIC insured — Seedling isn't a bank. The funds sit in Kamino's audited contract, which anyone can inspect at any time.